ESG INVESTING
Responsible investing
A pension plan for those who want high standards of environmental sustainability and social responsibility to be reflected in how their pension is invested.
Why choose ESG?
A transparent annual fee
A competitive annual cost including our ongoing advice service, with platform and fund charges passed on at cost to customers.
Impartial & whole of market
We look at all funds available and remove any that overcharge or are not market-leading.
A pension that makes a difference
We only use reputable companies that embrace responsible investing.
What is ESG investing?
ESG (Environmental, Social and Governance) are non-financial factors that the investment industry has adopted to measure the sustainability and ethical impact of investments. Money invested in our recommended funds will only be used to support companies that meet our funds' strict criteria. Companies that don't will have to find other investors. The more they struggle to find investors the more likely they are to change for the better.
Our approach to ESG investing
We have worked tirelessly to make sure that you get the best value for your money. We have searched the whole marketplace filtering through all the investment managers that charge extortionate amounts or sell "green" funds that offer a surprisingly light touch. Looking at in excess of one thousand funds available, we have combined funds that truly embrace ESG in their investment process, from some of the most reputable investment managers, at a market-leading cost. Who says ESG has to come at a premium?
What do the funds we choose exclude?
We only recommend funds that meet our high ESG standards. The funds we have chosen exclude:
Coal mining companies
Weapons manufacturers
Tobacco companies
Companies that do not comply with the United Nations Global Compact initiative[1]
In addition, Vanguard funds exclude all non-renewable energy and other vice products (Gambling, Alcohol, Adult Entertainment). The BlackRock fund excludes companies that produce or own fossil fuel reserves. The L&G fund re-weights its holdings to its higher ESG scoring stocks.
[1] An initiative to encourage businesses worldwide to adopt sustainable and socially responsible policies.
Start making a difference to how you invest your pension today
How our service works
01
Sign up and get your pension plan
Answer some questions about yourself and we’ll tell you the best place to invest your pension(s).
02
Add/find pensions to transfer
03
Watch your money working harder for you
Frequently asked questions on ESG investing
How does ESG friendly investing help?
Can ESG friendly investing be applied to all asset classes?
Why aren't all our investments ESG focused? What’s the catch?
I thought ESG funds were much more expensive?
Will ESG portfolios outperform?
How do I know my investments will actually be green? I'm worried about greenwashing