Pensions simply sorted.

Improve your old Defined Contribution pensions. Impartial advice with no upfront fees & no commitment.

TrustPilot
Profile Pensions have been given 4.5 out of 5 stars by Trustpilot user reviews.

Rated 4.7 out of 5 from 1924 reviews

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We improve 91% of pensions we advise on1

Ensuring you take the appropriate amount of investment risk

An investment strategy based on your individual circumstances

Constant monitoring to ensure your investments remain suitable

Over half of pensions we review were in the wrong investment which didn’t match a customers risk level2

Selecting the best funds from the whole of the market

Not tied to to any provider

100% regulated funds

Half of pensions are invested in poorly rated funds3

Reducing fees & charges

Low cost index funds selected from all leading providers

Lower charges due to our buying power

High charges can cost £343 per year, reducing pension pots by £13,210 at retirement4

Giving you flexibility to access your cash when you retire

Pensions set up before 2015 don’t allow customers to flexibly access them

Ensuring you can leave your pension to a loved one

9 in 10 pensions we review don’t allow customers to flexibly access their cash from 555

Pension advice you can trust

100% impartial

We are not tied to any single provider, and will look for the most suitable pension and underlying investments across all the 40,000 funds in the market.

Expert human advisers

Speak to our advisers whenever you need to. They are always on hand to explain things in an easy to understand way.

Fully protected

We are authorised and regulated by the Financial Conduct Authority (FCA) and your money is protected by the Financial Services Compensation Scheme (FSCS).

How our service works

01

Sign up

Sign up to allow us to track down the details of your pensions; performance, value, charges, flexibility and how it is invested (i.e the mix of cash, bonds and equities/stocks/shares).

"I found the whole experience extremely helpful & all my questions were answered."

L Singh, Trustpilot

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02

Receive a personal recommendation

If we can make improvements to your pension we’ll recommend transferring into a new pension. We will share all the details of our advice and recommendation with you (via post, digitally and over the phone should you wish).

"Excellent service, I feel I have a much better understanding of how my pension plan can work for me. My advisor was patient, informative and knowledgeable. I would definitely recommend this service to anyone who is unsure about how their pension should perform."

Duncan Hannon, Delighted

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03

Make decision to transfer

If you decide to accept our advice we will arrange the transfer of your new pension and let you know as soon as this is done. That’s when we’ll charge an arrangement fee, deducted from your pension. If you decide not to to switch, there’s no charge.

"Helped me navigate through the complexities of 3 separate pensions that I had accrued over the years. The process was not rushed and I was never pushed into a decision. Very happy with the final outcome"

C Sellars, Trustpilot

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Join over 20,000 customers, whose pensions we’ve helped improve

Get started

See what people are saying

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

2 days ago

Profile were informative

Profile were informative, clear about my options, and clear about costs. The constant monitoring and advice was a big selling point. Great service

Donald Peebles

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

2 days ago

MOVING PENSIONS

VERY HELPFUL AND EXPLAINED WELL

David McBeth

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

Very knowledgeable and what he was…

Very knowledgeable and what he was talking about

Tracy

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

Very happy with there service and…

Very happy with there service and advise,never felt pressured.

Michael

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

I couldn't be more pleased with the…

I couldn't be more pleased with the service I received from profile pensions would definitely recommend them to my friends and family.

Lee Adams

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

Very helpful

Very helpful. Spoke in laymen’s terms so easy enough to understand. Wasn’t pushy but gave sound advice in helping me choose what was right for me

Beverley Sayer

Profile Pensions have been given 4 out of 5 stars by Trustpilot user reviews.

3 days ago

Pension

Friendly and seems honest for an industry filled with deceit

Nicolas Nicolaou

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

Very easy people to talk to and they…

Very easy people to talk to and they explain everything so you can understand it

Nigel Thompson

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

Excellent and knowledgeable

Excellent and knowledgeable

MISS KATHY BENNION

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

Fantastic really appreciate thank you…

Fantastic really appreciate thank you 👍 and very helpful thanks again

Colin Ralph

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

3 days ago

They have given me everything I would…

They have given me everything I would expect in a good pension company. Many thanks A j campbell

Anthony Campbell

Profile Pensions have been given 4 out of 5 stars by Trustpilot user reviews.

3 days ago

Very helpful and friendly explained…

Very helpful and friendly explained everything

Stuart Romaines

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

5 days ago

Top draw no problems from starting to…

Top draw no problems from starting to finishing 👌

Adrian

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

7 days ago

Kept me informed all the way through…

Kept me informed all the way through the process - and got a positive outcome at the end - all at no direct cost to me.

Mr James Martin

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

8 days ago

Very well explained,easy to understand…

Very well explained,easy to understand with professional advice.

stephen watkins

Rated 4.7 out of 5 based on 1924 Trustpilot reviews.

Profile Pensions have been given 4.5 out of 5 stars by Trustpilot user reviews.

See more customer stories here.

No upfront fees

There are no fees for our investigations, or for the information and advice we share with you about your pensions.

No commitment

You don’t need to decide anything until after you’ve received our advice. If we can improve your pension we will make a recommendation to move it.

If you accept our recommendation, we’ll charge a one off arrangement fee - deducted from your pension. If you don’t, there is no charge

You can calculate your arrangement fee here.

Simply sign up online and we’ll do all the hard work for you.

Featured in

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13833 pensions reviewed between January 2020 - July 2020

252% in a wrong investment based on 2285 unit linked pension reviewed between January 2020 - July 2020

349% poorly rated fund managers based on 3833 pensions reviewed between January 2020 - July 2020

4Based on the difference of two £34,000 pots growing at 4% with charges of 1.25% and 0.24% applied over 20 years. All figures quoted are for illustration purposes only and may be higher or lower than illustrated.

590% pension without flexible access based on 3833 pensions reviewed between January 2020 - July 2020