Pensions simply sorted.

Improve your old Defined Contribution pensions. Impartial advice with no upfront fees & no commitment.

TrustPilot
Profile Pensions have been given 4.5 out of 5 stars by Trustpilot user reviews.

Rated 4.7 out of 5 from 1955 reviews

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We improve 91% of pensions we advise on1

Ensuring you take the appropriate amount of investment risk

An investment strategy based on your individual circumstances

Constant monitoring to ensure your investments remain suitable

Over half of pensions we review were in the wrong investment which didn’t match a customers risk level2

Selecting the best funds from the whole of the market

Not tied to to any provider

100% regulated funds

Half of pensions are invested in poorly rated funds3

Reducing fees & charges

Low cost index funds selected from all leading providers

Lower charges due to our buying power

High charges can cost £343 per year, reducing pension pots by £13,210 at retirement4

Giving you flexibility to access your cash when you retire

Pensions set up before 2015 don’t allow customers to flexibly access them

Ensuring you can leave your pension to a loved one

9 in 10 pensions we review don’t allow customers to flexibly access your savings from 55 (57 from 2028)5

Pension advice you can trust

100% impartial

We are not tied to any single provider, and will look for the most suitable pension and underlying investments across all the 40,000 funds in the market.

Expert human advisers

Speak to our advisers whenever you need to. They are always on hand to explain things in an easy to understand way.

Fully protected

We are authorised and regulated by the Financial Conduct Authority (FCA) and your money is protected by the Financial Services Compensation Scheme (FSCS).

How our service works

01

Sign up

Sign up to allow us to track down the details of your pensions; performance, value, charges, flexibility and how it is invested (i.e the mix of cash, bonds and equities/stocks/shares).

"I found the whole experience extremely helpful & all my questions were answered."

L Singh, Trustpilot

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02

Receive a personal recommendation

If we can make improvements to your pension we’ll recommend transferring into a new pension. We will share all the details of our advice and recommendation with you (via post, digitally and over the phone should you wish).

"Excellent service, I feel I have a much better understanding of how my pension plan can work for me. My advisor was patient, informative and knowledgeable. I would definitely recommend this service to anyone who is unsure about how their pension should perform."

Duncan Hannon, Delighted

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03

Make decision to transfer

If you decide to accept our advice we will arrange the transfer of your new pension and let you know as soon as this is done. That’s when we’ll charge an arrangement fee, deducted from your pension. If you decide not to to switch, there’s no charge.

"Helped me navigate through the complexities of 3 separate pensions that I had accrued over the years. The process was not rushed and I was never pushed into a decision. Very happy with the final outcome"

C Sellars, Trustpilot

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Join over 20,000 customers, whose pensions we’ve helped improve

Get started

See what people are saying

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

a day ago

Good

Good sound advice given to me about my pensions no jaergon just explained simply really happy with everything and I’d recommend Profile Pensions.

Richard Henry

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

2 days ago

pension

excellent advce giving me options on how to get the best deal for my money . answering questions clear and concise easy to understand. thank you

john robertson

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

2 days ago

great service

great service and all explained in a unhurried manner

MR TREVOR RUMBOLD

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

2 days ago

Great advice very well explained

Great advice very well explained

Graham Bousfield

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

2 days ago

Appreciate your team

Tank your team for help

Ademola Oladejo

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

6 days ago

I found profile pensions excellent they…

I found profile pensions excellent they managed to find a pension i didnt even no i had they were very professional and everything was explained thoroughly by very friendly staff

Graeme Ablett

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

8 days ago

Great to deal with

Great to deal with, professional, courteous and understanding.

Iain Fergusson

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

9 days ago

Very helpful company told me a lot more…

Very helpful company told me a lot more than I have been told before about my pensions would recommend to all

chris maughan

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

9 days ago

Very happy with the professional advice.

Very happy with the professional advice.

Jaswant Singh

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

9 days ago

Why ?

It was helpful and painless

Gary

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

9 days ago

Great service

Great service

Dean moss

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

9 days ago

My pension

I had a really good chat with my pension advisor what he told me made sense so I changed everything over so hopefully in the long run il be better off as I get older.

Simon Watson

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

9 days ago

Great advice and very quick service

Great advice and very quick service

Ian Holland

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

10 days ago

Suprise

I didn't know I had a pension till I got the phone call, when explained to me I was surprised. The review explained everything I needed to know, on what to do with my pension,am very grateful for there work.

Derek Roberts

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

10 days ago

Nice polite guy on the fone

Nice polite guy on the fone. Explained everything in detail great service.

Richard Patterson

Profile Pensions have been given 4 out of 5 stars by Trustpilot user reviews.

10 days ago

Everything was explained in detail

Everything was explained in detail. In a way that you could understand. Very knowledgeable about the products

Jason

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

10 days ago

Good consultation

Friendly conversation

Nigel Watts

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

10 days ago

Everything was explained clear with no…

Everything was explained clear with no fancy jargon

Mr James Ranson

Profile Pensions have been given 5 out of 5 stars by Trustpilot user reviews.

10 days ago

Really easy process with expert service…

Really easy process with expert service accompanied with expert knowledge. Thank you 😊

Stephen Matthews

Rated 4.7 out of 5 based on 1955 Trustpilot reviews.

Profile Pensions have been given 4.5 out of 5 stars by Trustpilot user reviews.

See more customer stories here.

No upfront fees

There are no fees for our investigations, or for the information and advice we share with you about your pensions.

No commitment

You don’t need to decide anything until after you’ve received our advice. If we can improve your pension we will make a recommendation to move it.

If you accept our recommendation, we’ll charge a one off arrangement fee - deducted from your pension. If you don’t, there is no charge

You can calculate your arrangement fee here.

Simply sign up online and we’ll do all the hard work for you.

Featured in

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13833 pensions reviewed between January 2020 - July 2020

252% in a wrong investment based on 2285 unit linked pension reviewed between January 2020 - July 2020

349% poorly rated fund managers based on 3833 pensions reviewed between January 2020 - July 2020

4Based on the difference of two £34,000 pots growing at 4% with charges of 1.25% and 0.24% applied over 20 years. All figures quoted are for illustration purposes only and may be higher or lower than illustrated.

590% pension without flexible access based on 3833 pensions reviewed between January 2020 - July 2020