Pensions simply sorted.
Improve your old Defined Contribution pensions. Impartial advice with no upfront fees & no commitment.
We improve 91% of pensions we advise on1
Ensuring you take the appropriate amount of investment risk
An investment strategy based on your individual circumstances
Constant monitoring to ensure your investments remain suitable
Selecting the best funds from the whole of the market
Not tied to to any provider
100% regulated funds
Reducing fees & charges
Low cost index funds selected from all leading providers
Lower charges due to our buying power
Giving you flexibility to access your cash when you retire
Pensions set up before 2015 don’t allow customers to flexibly access them
Ensuring you can leave your pension to a loved one
Pension advice you can trust
100% impartial
We are not tied to any single provider, and will look for the most suitable pension and underlying investments across all the 40,000 funds in the market.
Expert human advisers
Speak to our advisers whenever you need to. They are always on hand to explain things in an easy to understand way.
Fully protected
We are authorised and regulated by the Financial Conduct Authority (FCA) and your money is protected by the Financial Services Compensation Scheme (FSCS).
How our service works
01
Sign up
Sign up to allow us to track down the details of your pensions; performance, value, charges, flexibility and how it is invested (i.e the mix of cash, bonds and equities/stocks/shares).
"I found the whole experience extremely helpful & all my questions were answered."
L Singh, Trustpilot
02
Receive a personal recommendation
If we can make improvements to your pension we’ll recommend transferring into a new pension. We will share all the details of our advice and recommendation with you (via post, digitally and over the phone should you wish).
"Excellent service, I feel I have a much better understanding of how my pension plan can work for me. My advisor was patient, informative and knowledgeable. I would definitely recommend this service to anyone who is unsure about how their pension should perform."
Duncan Hannon, Delighted
03
Make decision to transfer
If you decide to accept our advice we will arrange the transfer of your new pension and let you know as soon as this is done. That’s when we’ll charge an arrangement fee, deducted from your pension. If you decide not to to switch, there’s no charge.
"Helped me navigate through the complexities of 3 separate pensions that I had accrued over the years. The process was not rushed and I was never pushed into a decision. Very happy with the final outcome"
C Sellars, Trustpilot
Join over 20,000 customers, whose pensions we’ve helped improve
Get startedSee what people are saying
Rated 4.7 out of 5 based on 1956 Trustpilot reviews.
See more customer stories here.
No upfront fees
There are no fees for our investigations, or for the information and advice we share with you about your pensions.
No commitment
You don’t need to decide anything until after you’ve received our advice. If we can improve your pension we will make a recommendation to move it.
If you accept our recommendation, we’ll charge a one off arrangement fee - deducted from your pension. If you don’t, there is no charge
You can calculate your arrangement fee here.
Featured in
13833 pensions reviewed between January 2020 - July 2020
252% in a wrong investment based on 2285 unit linked pension reviewed between January 2020 - July 2020
349% poorly rated fund managers based on 3833 pensions reviewed between January 2020 - July 2020
4Based on the difference of two £34,000 pots growing at 4% with charges of 1.25% and 0.24% applied over 20 years. All figures quoted are for illustration purposes only and may be higher or lower than illustrated.
590% pension without flexible access based on 3833 pensions reviewed between January 2020 - July 2020