Combine old pensions into one new plan

It’s quick and easy to transfer and combine all your old pensions into one place to make your money work harder

Why Profile Pensions?

Combine old pensions

Start a new pension to combine all your old pensions into one, easy to manage plan that’s personalised to your needs. We won’t charge you to combine any old pensions you know about.

Help to find and combine

If you want us to find your old pensions for you or to check for any guarantees or benefits, then there is a one-off fee of 1% of the pension value (taken from pension upon transfer)

A dedicated Pension Adviser

As soon as you sign up, a pensions expert is assigned to your account - on hand to answer any questions you have, now or in the future.

Why should you combine your old pensions?

Consolidating or combining your pensions is about taking control of your pension and retirement, making your life easier and making your money work harder. With people now having an average of 11 jobs in their lifetime (1) and moving home more regularly, we know how easy it can be to lose track of lots of different pension pots. This makes it hard to keep track of all the fees you may be paying, how each pension is performing or what funds you’re invested in. If you have multiple pensions and you’re not reviewing each of them regularly it could lead to costly mistakes.

When you combine your pensions with Profile Pensions, you get a personalised pension plan, where we’ll tell you exactly where to invest your money. You can then add any old pensions you know about for free, or we can help you find and transfer any lost pensions and check for benefits and penalties (for a one-off fee). You can then use your secure, online account to stay on top of your new pension.

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Combine your old pensions quickly and easily


Start a new pension

Set up your account by answering a few questions that will help us understand your pension priorities. Then we can generate a personalised pension plan for you and tell you what funds you’ll be invested in, comparing funds from the whole of the market.


Transfer old pensions


Monitor your pension

Add more pensions at anytime

Have you changed your job and are no longer paying into that workplace pension or have you remembered a forgotten pension from another old job? You can add more pensions to your pension plan at any time. Simply log into your secure online account, add the details of your pension(s) and we’ll transfer them in just as we did when you first opened your Profile Pensions plan.

Or if you need help finding a lost pension or aren’t sure if your old pension has any benefits or penalties, we can handle this for you - from investigation to the transfer of your old pension. There’s a one-off fee for this service, with 1% of your pension value (taken at transfer from your pension pot).

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Combine your old pensions today