Our four-step approach to pension advice

Over 90% of customers have at least one pension which doesn't have flexible access*

  • Flexibly access your savings from 55 (57 from 2028)
  • Pass on your remaining pension to loved ones
  • All your pensions in one place
  • Pension experts to speak to whenever you need

We believe pensions should be much easier than they are. That's why our service does all the legwork for you and puts you in complete control of your pension.

We prefer modern pensions that allow you to flexibly access your pot from 55 (57 from 2028), so you can dip into it as and when you need it. You can also take up to 25% of your pot as a tax-free lump sum whilst leaving the rest invested so it continues to have the potential to grow for you.

Many older pensions don't have this valuable feature, but we think it's important all our customers have access to it. This is what's known as Flexible Access Drawdown. This also allows you to pass on your pension in a tax-efficient way to your loved ones in the event of your death.

Also, if you have multiple pensions lying around, we'll track them all down and consolidate them into one pot for you, if it's in your best interests to do so.

*Based on 11,394 pension reviews completed between May 2018 - May 2019

Still want to learn more?

Head over to our Pension Guides page for further reading.

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