SERPS Guide

If your question isn’t answered here, email us on [email protected].

Find out if you have a lost or missing SERPS pension. Here we explain how.

You find out if you contracted out of SERPS by contacting HMRC. We can provide you with a handy template for this, simply send us an email by clicking here and we will send you everything you need.

Once you've printed this out complete the form and send it to: SARS/DPU, National Insurance Contributions & Employers Office, HM Revenue and Customs, BX9 1AN.

HMRC will tell you your contracted-out of SERPS pension history. HMRC will typically take around 30 days to respond, so keep an eye out for their response. When you hear back from HMRC they will let you know where your pensions are if you contracted out of SERPS.

If you would then like  to move these old pensions into a modern pension plan tailored to you  sign up to our service online, and we'll take care of everything for you. Just sign up to our impartial pension investment advice service with the pension information HMRC provide you. The importance of pension advice: 1. You could be better off in retirement: The average UK consumer who takes financial advice will increase their wealth by £30,991** 2. Save money: Reduce the amount you pay in charges 3. Peace of mind: Know your pension is in the right place for you taking into consideration your personal circumstances.

Capital at risk. Past performance is not a guide to future performance.

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**More info on financial advice here.

If you still have questions, please feel free to contact us.