How Do I Find My Pension?
The government estimates there is around £400 million unclaimed pension savings in the UK. Is there money owing to you?
It’s possible. Around 2/3 people have lost track of contributions they’ve made during their working life and HMRC says the average value of these “missing” pension pots is £33,500.
Sound too good to be true? Between 1989-2012 over 6.5 million people in the UK “contracted out” of the State Earnings Related Pension Scheme (SERPS). Since that scheme ended it’s come to light just how much confusion it caused. A quarter of employees weren’t even aware they’d done this.
If you worked at any time during those years, or if you’ve changed jobs several times, it’s time to check for “missing” SERPS money somewhere. And it won’t cost you a thing.
If you’re interested in tracing your missing SERPS related pension please read on:
STEP 1) Submit your details online.
STEP 2) Sign and return a simple form. This gives your approval for us to start the pension trace.
STEP 3) One of our pension advisers will be in contact to talk through the results of the pension trace and run through the next steps.
Total time investment by you: 45 mins
Why should I trace my pension?
You can also do this by yourself. HMRC has set-up a dedicated Pension Tracing Service here. And they also send you a report.
But typically, our customers say those reports don’t give enough info. For example HMRC, only lists the info at the start of the policy’s date. And it’s not unusual over the years for a policy to have passed on to different policy holders. You see something like a company called “Scottish Amicable”. Then it takes further research to find out your policy is now with Prudential. We do all that for you.
But the main thing is, just knowing where the policy is doesn’t tell you what to do next.
– Is this a good fund? Should I stay here? Is it performing well? High or low risk? And are the management fees reasonable compared with industry averages? How is my money invested? What are the risks? How much am I paying in management fees and can these be reduced?
– Or should I consolidate my pensions?
As with all our services, your pension report is prepared by a Pension Adviser. So not only do they find any missing money, they can then advise you what to do next. With no obligation.
Now, we know the ‘reclaim PPI’ industry has made consumers wary of so-called free financial services. So here’s our guarantee to you. If you contact Profile Pensions for SERPS Pension Tracing it is a completely:
No Obligation Pension Tracing Service
After we report back on the results, that’s it. There’s genuinely no pressure to do anything more. Which also means…
After we track down your pensions you never have to speak with us again. We won’t bombard you with weekly marketing. No automated phone calls or text messages trying to convince you to use our paid services.
What are you waiting for? Find your missing pension money now!
On average we find £25,000 per missing pension
Shaun, Found a £27,603 pension with Prudential. Lives in Penarth
The result of my pension trace was great! Profile helped me find pensions that I’d lost through moving employers and put everything into layman’s terms. Even though I paid out, I’m better off in the long run and in control of my pension pot.
Mark, Found a £24,899 pension with Re-assure. Lives in Bath
The process was entirely pain free, very professional and explained in a way that was easy to understand. The best part was that I found money that I didn’t know I had! I would definitely recommend Profile to anyone who needs pension advice or to find a lost pension.
Julie, Found a £8,420 pension with Phoenix Life. Lives in Scunthorpe
Year after year I would receive statements put them in a folder and forget about them. Until I received a letter from Profile asking if I would be interested in a pension trace. I took them up on their offer with no hassle within a few weeks they had found a company that I could transfer my pension to and pay in again If I wished to do so.
Average TrustScore of 9.3 out of 10
Andy G, 15 hours agoprofessional easy to understand discussions
Sean Linford, 19 hours agoSamantha Packham, you are a legend! Talked me through switching my dormant pension to something less costly and more actively up to date, and not blinding me with science
David Hall, 3 days agoVery helpful and informative!!!
J M, 3 days agoA bunch of charlatans. Writing to dead people is an insult, stupid, distressing and uncalled for. A very UN professional outfit in our opinion. Causing anguish to bereaved people by sending mail to a deceased person who has had no contact whatsoever with the company is the worst kind of 'cold calling' Hang your heads in shame. It is disgusting.
Jacqueline Laird, 4 days agoFirst class advice
Steve bingham , 5 days agoI received good honest informative information. The representatives were very helpful & knowledgeable too very well done profile. I have already recommended you to several friends & colleagues 😁
Paul Robert Penson, 5 days agoAdviser is very helpful and talks to you clearly explains it to me in English
paul, 5 days agoVery helpful, not to pushy and explain everything in detail. I believe in your best interest.
David Prisic, 5 days agoVery honest and helpful
Martin Mugginson, 5 days agoVery informative and helpful.put my mind at rest and nothing was to much trouble
Tony G, 5 days agoThe lady who spoke to me was polite, friendly, patient and knowledgeable. The options available were made clear to me and everything explained clearly
Harvey Turner, 5 days agoVery knowledgeable very honest quick and efficient no mess no worries profile made everything simple I now have all my pensions in one place and they are performing better than they were before. .Great
Mark Graham Harley, 5 days agoVery proffesional, knowledgeable and helpful. Helped give me a better understanding of how my pension works for me. Would recommend to anyone.
Neville Carter, 5 days agoClear communications and very easy to deal with. Highly recommended.
Nigel , 5 days agoFantastic company, explained everything in easy to understand terms and made it a stress free process with no complications!!! Highly RECOMMENDED!!!!!!!!!!!!!!!
Alan Gardner, 5 days agoAbsolutely spot on, great advice and all excellent service and has been from day one
Lisa King, 5 days agoSuch a friendly team of people, they explain things in easy to understand terminology and check your understanding all the way through. Very professional service that I would highly recommend. I am now happy that my pension is on the right track
Nigel Bradley, 5 days agoStaff are very helpfull
Helen Henderson, 5 days agoThe information given to me was excellent and simple to understand
Richard Vine, 1 week agoVery helpful, and explanatory, thanks
Find Your Pensions
The government estimates there is around £400m in unclaimed pensions. Is there money owing to you?